Private Car Insurance Package Policy, which not only covers your financial loss to the maximum, but also makes sure that every situation is under control.
Car insurance covers following total protection for your car
Cover against loss and damage to you vehicle due to any of the following perils: Fire, explosion, self-ignition or lighting. Burglary, housebreaking or theft. Riot and strike. Earthquake (fire and shock damage). Flood, typhoon , hurricane, storm and tempest. Inundation, cyclone, hailstorm, frost. Malicious Act. Terrorist Activity. Landslide, rockslide. Whilst in transit by road, rail, inland waterway, lift, elevator or air. Accidental external means.
Third Party Personal Liability Cover as per court awards as your liability to the third party due to accidental death or injuries caused by your vehicle will be met by us
Third Party Property Damage Compensation up to Rs.7,50,000 in case of Private Cars Personal Accident Cover The owner - driver (compulsory): Cover of Rs.2,00,000.Unnamed passengers including spouse, children, parents, etc., Rs.10,000 to a maximum of RS2,00,000 (in multiples of 10,000). Discounts available under basic comprehensive coverage
Discount for Anti Theft Devices fitted in vehicle, approved from Automobile Research Association of India (ARAI)
Automobile Association Membership Discount
Voluntary Claim Excess / Deductible Discount: If you opt for higher deductable for each claim over and above the compulsory deductable an OD premium discount will be given, depending on the option exercised
No Claim Bonus (NCB): If you do not lodge any claim in the full policy period of one year the you are eligible for NCB on policy