Home Loan

Express money financial services pvt ltd has tied up with leading banks like state bank of india ,axis bank ltd, hdfc bank ltd and many more to bring best-in-class home loan services to its customers.
Express money financial services pvt ltd offers doorstep service & home loan specialists who help you in the home loan process with timely intervention to make your home purchase a delight!

Features & Benefits

Attractive Interest Rates
Easy Documentation
Fast Processing
Transparent Dealings
Door step service

Housing loan is extended for the purpose of 

Purchase of land and construction of a residential property
Purchase of New Flat / House
Purchase of old house / flat along with undivided share of land
Extension/ modification of existing house / flat
Loan against property (Residential property)
Balance takeover from banks/HFC

Eligibility

Maximum loan

80% of the cost of the property (including the cost of the land) and based on the repayment capacity of the customer.

Maximum Term

20 years subject to your retirement age.

Applicant and Co- Applicant to the loan

Home Loans can be applied for either individually or jointly. Proposed owners of the property, will have to be co-applicants. However, the co-applicants need not be co-owners.

Adjustable Rate Home Loan

Loan under Adjustable Rate is linked to HDFC's Retail Prime Lending Rate (RPLR). The rate on your loan will be revised every three months from the date of first disbursement, if there is a change in RPLR, the interest rate on your loan may change. However, the EMI on the home loan disbursed will not change*. If the interest rate increases, the interest component in an EMI will increase and the principal component will reduce resulting in an extension of term of the loan, and vice versa when the interest rate decreases.